It can take between 1-2 business days for the money to arrive when you transfer money between your AUD and Earn wallets. This is because your money is moving between Wise and Westpac and is subject to the payment speeds of the underlying Australian payments system.

You can transfer money between your AUD and Earn wallets anytime, however any money that has been transferred on weekends will arrive the next business day. Unfortunately, money will not settle on weekends or public holidays. Again, this is due to the limitations of the underlying Australian payments system used by Wise and Westpac to process the transfer. (We’re hoping to make this instant one day!).